Money is one of the biggest causes of stress in the world today. With the cost of living increasing all the time and credit so easily available, it is little wonder that so many people find themselves with mounting debts to pay off.

There are many reasons why you might find yourself in debt. Maybe you’ve been made redundant and have lost the household’s only wage. A long hospital stay might have made you unaware of mounting unpaid bills. Or a mental health condition has perhaps made it difficult for you to deal with your finances.

Whatever the reasons, we understand how stressful this can be and how it can sometimes feel like there is no way out.

However, it’s worth remembering that when you owe someone money, if you discuss your ongoing issues with them, they will often be able to work with you in putting in place affordable payment plans until you are back on your feet.

That is not always the case though and the person you owe money to may choose to take Court Action and obtain a CCJ. These are often obtained without the matter ever being seen by a Judge and you may have had a good reason for disputing the sum claimed.

If you are in debt or have a CCJ you do not believe you should have, get in touch with our expert team today by clicking here.